In today’s business environment, supplementary health insurance for companies is no longer just a social benefit, but a real tool for improving efficiency, employee retention, and employer competitiveness. More and more companies in Bulgaria recognise the value of corporate health insurance as a long-term investment in human capital.

What is supplementary health insurance?

Supplementary health insurance (SHI) is private healthcare coverage that enhances the services of the public system, providing faster, higher-quality, and more accessible medical care. It covers a wide range of services – from preventive care and diagnostics to hospital treatment and rehabilitation.

For employers, this means predictable costs and better control over the health status of employees.

Key benefits for businesses - Допълнително здравно осигуряване (ДЗО) - За фирми и физически лица

1. Attracting and retaining quality employees
Health benefits are among the leading factors when choosing an employer. Offering corporate health insurance positions a company as a stable and responsible employer.

2. Increased productivity
Healthy employees are absent less often and work more efficiently. Timely diagnosis and treatment reduce sick leave and interruptions in workflow.

3. Financial optimisation
Healthcare costs are transformed from unpredictable to planned. Group policies allow better conditions and lower cost per person.

4. Tax and corporate advantages
In many cases, expenses for supplementary health insurance can be optimised and treated efficiently from an accounting perspective for the company.